Posted on 8/26/2024
Car insurance is designed to protect you financially in the event of an accident or other damage to your vehicle, but understanding when repairs are covered can be confusing. Not all repairs fall under the umbrella of your insurance policy. Knowing what is covered and what isn’t can help you avoid surprises when you need to file a claim. Understanding the Different Types of Car Insurance Before diving into what repairs are covered, it’s essential to understand the different types of car insurance policies and what each one typically covers: Liability Insurance: Covers damage you cause to other people or property. It doesn’t cover repairs to your own vehicle. Collision Insurance: Covers damage to your vehicle resulting from a collision, regardless of who is at fault Comprehensive Insurance: Covers damage to your vehicle from non-collision incidents such as theft, vandalism, fire, or natural disasters Uninsured/Underinsured Motorist Coverage ... read more